We stand with the police community
in the face of uncertainty, both today and tomorrow.
Who we are
Police Health is Australia's only private health insurer run exclusively for the police by the police.
Founded in 1935 as a not-for-profit health fund, we provide top quality cover with straight forward health insurance products for the policing community.
This single-minded focus – and ability to deliver the best health cover at the best possible price – has resulted in us enjoying overwhelming loyalty.
In South Australia where it all began, around 90 per cent of serving police are members. Since 2001 we have extended cover to the Northern Territory, Queensland, Western Australia and Tasmania where we are becoming the fund of choice among those policing communities. With the provision of new products in Victoria, New South Wales and Australian Capital Territory from 1 January 2015, Police Health now serves all policing jurisdictions.
Police Health is arguably one of the highest rating health insurers for customer satisfaction and the reason is simple:
- our policies are easy to understand
- our service is of the highest quality
- we offer value-for-money
The Fund is managed by a small team of health insurance professionals with vast experience in the private health insurance industry. This team works under the direction of the Board of Directors, which come from both police & health insurance backgrounds – people who know, and understand the industry and care about the police community.
Looking for help?
FAQ: Premium Increase
Premiums have been reviewed by the Minister for Health and will be increasing as of 1 April 2018.
FAQ: How soon can I claim?
Your cover will start as soon as your application has been approved and relevant premiums are paid.
FAQ: What happens if I change my mind on my cover?
Police Health provides a cooling off period for new members or existing members who change their level of cover.
FAQ: Do excesses apply for hospital stays?
No excesses for hospital stays.
FAQ: Can I join?
Police Health is a restricted access health insurer for employees of state, territory or federal police departments and police unions/associations.
Pregnancy and private health insurance
If you’re thinking of starting a family, now’s a great time to review your health insurance to make sure you’re happy with, and understand, your co
Mobile Claims App
Members can claim using our free Police Health Mobile Claiming App!
Pharmaceutical benefits
Under extras cover you’re eligible to receive pharmaceutical benefits towards prescription items that are not eligible for subsidy under the Govern
Benefits limit for Extras
Private health insurers generally calculate an average charge for services and set their benefits based on those amounts.