Cover based on
aged
living in

 

With 80% back on most benefits and a unique benefit rollover, with Extras cover you can rest assured that your supplementary health needs will be taken care of, whenever you need them.

$43.62*

Fortnightly
Join Up

Extras Only

Our Extras covers you for an extensive range of health services that help you to stay fit and healthy.

We're confident you’ll love our extras cover. It's designed exclusively for the needs of the policing community providing you with exceptional benefits.

State Premiums & Benefits Brochure

 

  • GENEROUS BENEFITS: We pay 80% of the cost for the majority of services provided by recognised providers.
  • Provider of your choice
    FREEDOM TO CHOOSE: Visit the health provider of your choice, as long as they are recognised by us.
  • Rollover
    ROLLOVER BENEFITS: For many services, unused annual maximum benefits not claimed in one calendar year can be rolled over to the next!

Extras

Inclusions List Left
  • General Dental

    (includes check-ups, x-rays, simple extractions, fillings and root canal)

    Oral Exam (2 every calendar year)

    Waiting period
    2 months

    Annual maximum per person
    Unlimited

    Rollover maximum per person
    N/A

    For examples of benefits paid, please refer to page 4-5 of our State Premiums & Benefits Guide

  • Major Dental

    (includes crowns and dentures)

    Waiting period
    12 months

    Annual maximum per person
    $1500

    Rollover maximum per person*
    $3000

    *For examples of benefits paid, please refer to page 6 of our State Premiums & Benefits Guide 

     

     

  • Orthodontic

    Waiting period
    12 months

    Annual maximum per person
    $1500

    Lifetime limit
    $3000

    Rollover maximum per person
    N/A

    For examples of benefits paid, please refer to page 6 of our State Premiums & Benefits Guide

  • Optical

    Waiting period
    2 months

    Annual maximum per person
    $350

    Rollover maximum per person*
    $700

    For examples of benefits paid, please refer to page 6 of our State Premiums & Benefits Guide

  • Physiotherapy

    Waiting period
    2 months

    Annual maximum per person
    $850 combined with Exercise Physiology

    Rollover maximum per person
    $1700 combined with Exercise Physiology

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Exercise Physiology

    Waiting period
    2 months

    Annual maximum per person
    $850 combined with Physiotherapy

    Rollover maximum per person
    $1700 combined with Physiotherapy

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Chiropractic

    Waiting period
    2 months

    Annual maximum per person
    $700 combined limit with Chiropractic, Acupuncture, Osteopathy and Complementary Therapies.

    Rollover maximum per person
    $1400 combined limit with Chiropractic, Acupuncture, Osteopathy and Complementary Therapies.

    For examples of benefits paid, please refer to page 6 of our State Premiums & Benefits Guide

  • Acupuncture

    Waiting period
    2 months

    Annual maximum per person
    $700 combined limit with Chiropractic, Acupuncture, Osteopathy and Complementary Therapies.

    Rollover maximum per person
    $1400 combined limit with Chiropractic, Acupuncture, Osteopathy and Complementary Therapies.

    For examples of benefits paid, please refer to page 6 of our State Premiums & Benefits Guide

  • Osteopathy

    Waiting period
    2 months

    Annual maximum per person
    $700 combined limit with Chiropractic, Acupuncture, Osteopathy and Complementary Therapies.

    Rollover maximum per person
    $1400 combined limit with Chiropractic, Acupuncture, Osteopathy and Complementary Therapies.

    For examples of benefits paid, please refer to page 6 of our State Premiums & Benefits Guide

  • Complementary Therapies

    Waiting period
    2 months

    Annual maximum per person
    $700 combined limit with Chiropractic, Acupuncture, Osteopathy and Complementary Therapies.

    Rollover maximum per person
    $1400 combined limit with Chiropractic, Acupuncture, Osteopathy and Complementary Therapies.

    For examples of benefits paid, please refer to page 6 of our State Premiums & Benefits Guide

  • Speech Therapy

    Waiting period
    2 months

    Annual maximum per person
    $850

    Rollover maximum per person*
    $1700

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Occupational Therapy

    Waiting period
    2 months

    Annual maximum per person
    $600

    Rollover maximum per person*
    $1200

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Eye Therapy

    Waiting period
    2 months

    Annual maximum per person
    $600

    Rollover maximum per person*
    $1200

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Dietary

    Waiting period
    2 months

    Annual maximum per person
    $600

    Rollover maximum per person*
    $1200

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Podiatry

    Waiting period
    2 months

    Annual maximum per person
    $700

    Rollover maximum per person*
    $1400

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Psychology

    Waiting period
    2 months

    Annual maximum per person
    $850 Psychology combined with Counselling

    Rollover maximum per person
    $1700 Psychology combined with Counselling

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Counselling

    Waiting period
    2 months

    Annual maximum per person
    $850 Psychology combined with Counselling

    Rollover maximum per person
    $1700 Psychology combined with Counselling

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Ambulance

    Waiting period
    2 months*

    Annual maximum per person
    Unlimited

    Rollover maximum per person
    N/A

    *Waiting periods do not apply to benefits for treatments in relation to accidents. 

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Pharmaceutical

    Available at any recognised pharmacy

    Waiting period
    2 months

    Annual maximum per person
    $600

    Rollover maximum per person*
    $1200

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • School Accident

    Waiting period
    2 months

    Annual maximum per person
    $500

    Rollover maximum per person
    N/A

    For examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

  • Health Appliances

    Doctor’s referral may be required for some appliances.

    Waiting period
    12 months

    Annual maximum per person
    Various limits apply. See below link.

    Rollover maximum per person
    N/A

    For annual maximums and examples of benefits paid, please refer to page 7 of our State Premiums & Benefits Guide

More info on Extras

Notes List Right