Up to 80% back on most Extras*
Rollover Unused Limits from prior year*
Choice of Provider*
Unlimited Ambulance*


Great Value Extras Cover

Having Extras Cover allows you better manage your wellbeing, by claiming a portion of the cost of your regular healthcare appointments that aren't covered by Medicare. Extras Cover includes benefits for things like prescription glasses, dental, physio and much more. 

Putting members before profit, means we can deliver unbeatable value on our Rolling Extras cover. Explore some of the ways our members are better off. 

 

Get More from Dental

Root Canal, Simple and Surgical Extractions and Periodontic treatment are covered under General Dental, with no annual limit*, rather than Major Dental like most other funds. This means your Major Dental category is not exhausted by these services and is available if you need more complex dental services.

Revolutionary Limit Rollover

Our Rolling Extras cover lets you roll over unclaimed Annual Limits from one calendar year to the next on most Extras services. For example, if you didn’t claim on Optical last year, your $350 limit would rollover into this year, and you could claim up to $700 on Optical.*

Up to 80% back at your choice of Provider

We don’t have a preferred provider network, as long as the provider is recognised by us, on most Extras you will get up to 80% back, up to the item limit.*

Higher Limits on things you need

Enjoy higher limits on the things you need most, like Dental, Physio, Psychology and Complementary Therapies.

Explore the detail of Extras cover like no other

Extras Benefits are paid at up to 80% back, at your choice of provider up to the item limit. Set benefits apply to some benefits. Some item limits apply.*

Review the cover table below for limits, conditions and waiting periods. All limits listed are annual per person limits unless specified otherwise.

To see a list of example item limits please refer to the Premiums and Benefits guide for your state, you can contact us for further information on item limits. 

What's covered

Includes check-ups, x-rays, extractions, fillings, endodontic and periodontic treatment. 

Maximum of 2 Oral exams/consults, 2 Scale and Cleans, 2 Internal Teeth Whitening, 1 Mouth Guard per person per calendar year. 

Waiting Period: 2 Months

Maximum rollover per person: N/A

 

 

Includes crowns, dentures, inlays and implants.

Waiting Period: 12 Months

Maximum Rollover per person: $3,000

Rollover Waiting Period: 2 years

Lifetime Limit: $3,000

Waiting Period: 12 months

Maxmium rollover per person: N/A

 

Waiting Period: 2 Months

Frames: 100% up to $350 per frame

Maximum rollover per person: $700

Rollover Waiting Period: 12 months

^Combined annual limit is shared with Exercise Physiology

Waiting period: 2 months

Maximum rollover per person: $1,700 combined with Exercise Physiology

Rollover Waiting Period: 12 months

^Combined annual limit is shared with Physiotherapy

Waiting period: 2 months 

Maximum rollover per person: $1,700 combined with Physiotherapy

Rollover Waiting Period: 12 months

^Combined annual limit is shared with Acupuncture, Osteopathy, and Complementary Therapies. 

Waiting period: 2 months

Maximum rollover per person: $1,400 combined with Acupuncture, Osteopathy, and Complementary Therapies. 

Rollover Waiting Period: 12 months

^Combined annual limit is shared with Chiropractic, Osteopathy, and Complementary Therapies. 

Waiting Period: 2 months

Maximum rollover per person: $1,400 combined with Chiropractic, Osteopathy, and Complementary Therapies. 

Rollover Waiting Period: 12 months

^Combined annual limit is shared with Chiropractic, Acupuncture and Complementary Therapies. 

Waiting Period: 2 months

Maxmium rollover per person: $1,400 combined with Chiropractic, Acupuncture and Complementary Therapies. 

Rollover Waiting Period: 12 months

Remedial Massage Therapy, Remedial Therapy, Myotherapy & Chinese Medicine

^Combined annual limit is shared with Chiropractic, Acupuncture, and Osteopathy. 

Set benefit: Up to $30

Waiting period: 2 months

Maximum rollover per person: $1,400 combined with Chiropractic, Acupuncture, and Osteopathy.

Rollover Waiting Period: 12 months

Waiting period: 2 months

Rollover maximum per person: $1,700

Rollover Waiting Period: 12 months

Waiting Period: 2 months

Maximum rollover per person: $1,200

Rollover Waiting Period: 12 months

Waiting Period: 2 months

Maximum rollover per person: $1,200

Rollover Waiting Period: 12 months

Waiting Period: 2 months

Maximum rollover per person: $1,200

Rollover Waiting Period: 12 months

Includes custom made orthotics

Waiting Period: 2 months

Maximum rollover per person: $1,400

Rollover Waiting Period: 12 months

^Combined annual limit is shared with Counselling

Waiting Period: 2 months

Maximum rollover per person: $1,700 combined with Counselling

Rollover Waiting Period: 12 months

^Combined annual limit is shared with Psychology 

Waiting Period: 2 months

Maximum rollover per person: $1,700 combined with Psychology 

Rollover Waiting Period: 12 months

^To qualify as recognised providers, counsellor’s must be registered with the Australian Counselling Association Inc (ACA) or Psychotherapy and Counselling Federation of Australia (PACFA), be in private practice and meet a set of practice and educational criteria.

Waiting Period: 2 months

Maximum rollover per person: N/A

Excludes ambulance services covered by a third-party arrangement such as a State/Territory government ambulance scheme or ambulance subscription.

Available at any recognised pharmacy. Excludes government subsidised PBS prescriptions. 

Set Benefit: Per script up to $60 after you pay the first $23

Waiting Period: 2 Months

Maximum rollover per person: $1,200

Rollover Waiting Period: 12 months

Waiting period: 2 months

Maximum rollover per person: N/A

Includes blood glucose monitors, blood pressure monitors, hearing aids, TENS machines, blood coagulation monitors (IRN) and nebulisers. 
Doctor’s referral may be required for some appliances.

Waiting period: 12 months

Maximum rollover per person: N/A

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Switching to Police Health is Easy

Join in under 10 Minutes

We make Health Insurance Simple, just choose whether you want to be covered for Hospital, Extras or Both  

We do the paperwork

We contact your old insurer and cancel your membership for you.  

No waiting periods again

You won’t need to re-serve waiting periods that you’ve already served with your old fund.

*All benefits may be subject to Waiting Periods, Limits and other conditions. Rollover applies once you’ve completed your first 12 months membership (2 years for Major Dental). Providers must be recognised by us. Review the cover tables on the Combined, Hospital and Extras pages, and your State Premium and Benefit Guide or contact us for more information.