The very best health cover for our police

 

Cover like no other

Health insurance cover from Police Health is, quite simply, better.

Simple - because we only focus on offering top cover in three, easy to understand policies.

Better - our aim is to provide you and your family with much better value than top level insurance from a big-name provider.

Our cover delivers value for money, unparalleled benefits, exceptional services and ultimate peace of mind. 

 

Cover based on a
aged
living in

Hospital & Extras

It’s simple – we’ve combined our top quality hospital and extras cover to give you complete peace of mind. From the routine to the unexpected, with Gold Combined you’ll always know we’ve got your back.

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Hospital Only

If you’re after comprehensive reliable hospital cover, our Hospital product is for you. For complete peace of mind our Hospital has no excesses, co-payments, exclusions or benefit limitation periods – just pick your hospital and recover.

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Extras Only

With 80% back on most benefits and a unique benefit rollover, with Extras cover you can rest assured that your supplementary health needs will be taken care of, whenever you need them.

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No Excess.

Keep your money in your pocket with
no excess or co-payments on any of our hospital products.

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Rollover Unused Extras Annual Maximums from one calendar year to the next.

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Waiting periods and other conditions apply. 

Your doctor,
not ours.

Freedom to choose your preferred hospital,
doctor and any other service provider as long as they are recognised.

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Find the right cover for you

I'm
aged
living in

"Along with generous coverage, this Rollover Benefit is one of the reasons why Police Health remain one of the best insurers."

POLICE HEALTH MEMBER, SA

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Helpguide

Optical Benefits

Optical Benefits

Enhancements to your cover, effective 1 April 2022

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Helpguide

FAQ: Will you pay for my Pilates treatment?

Police Health has never had a benefit structure for Pilates, either as a separate category or under our Complementary Therapy category.
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Helpguide

Supporting Your Mental Wellbeing

Understanding the difference between a Counsellor, Psychologist and a Psychiatrist
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Helpguide

Contracted & Recognised Hospitals

We provide cover that represents the highest quality and best value for our members. We have agreements with over 500 hospitals across Australia.
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Helpguide

FAQ: Counselling Benefits

As part of our commitment to supporting the mental health and wellbeing of our Members, Police Health offers counselling services in our Extras cover.  
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Helpguide

FAQ: Premium Increase

Each year the Minister for Health reviews and approves new private health insurance premiums across the industry, to take effect from 1 April.

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Helpguide

FAQ: How soon can I claim?

Your cover will start as soon as your application has been approved and relevant premiums are paid. 
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Helpguide

FAQ: If I change my mind on my cover?

Police Health provides a cooling off period for new members or existing members who change their level of cover. 
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Helpguide

Policies, Brochures & Forms

 

Police Health policies can be accessed here

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Can't find what you're looking for?

Call us on 1800 603 603, email us, or use our enquiry form.