Orthodontics can vary considerably in the period of treatment, cost and how you’re billed.
Before agreeing to commence orthodontic treatment determine your payment plan with the provider. This may involve an upfront payment followed by installments during the expected treatment period. Ask the provider what options are available and for a written plan once it’s agreed to.
Should you choose to pay for the total treatment up front, please be aware Police Health benefits will be spread over the treatment period and are subject to Annual and Lifetime Maximum limits and waiting periods. For more information please call us on 1800 603 603.
Police Health’s unique Rollover Benefit allows members to carry over any unused Annual Maximum benefit that is not claimed during the previous calendar year into the following year (Noting that claims are always paid from the current year’s Annual Maximum before the Rollover Benefit is accessed).
For example, if you go a year without claiming Optical benefits (such as new prescription glasses and/or contact lenses) your $350 Annual Maximum becomes $700 12-months later (subject to Waiting Periods).
New members are eligible for the Rollover Benefit after just 12 months.
Police Health does not provide cover or benefits for any services or medical items purchased from overseas. This includes overseas online retailers.
Australian Private health insurance is governed by the Private Health Insurance Act (2007), which stipulates provisions for treatment and services must occur within Australia.