Other funds may charge an excess or co-payments.

An excess is the amount you agree to pay towards the cost of hospital treatment. For example if you have an excess of $500, when you’re admitted to hospital you’ll have to pay the first $500 of the hospital costs on top of anything else not covered by your policy.

Similarly some insurers charge a co-payment, which is the agreed amount you’ll pay per day in hospital. At Police Health our hospital cover has no excesses or co-payments (other than where a waiting period applies).

Helpguide

FAQ: Will you pay for my Pilates treatment?

Police Health has never had a benefit structure for Pilates, either as a separate category or under our Complementary Therapy category.
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Helpguide

Supporting Your Mental Wellbeing

Understanding the difference between a Counsellor, Psychologist and a Psychiatrist
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Helpguide

Contracted & Recognised Hospitals

We provide cover that represents the highest quality and best value for our members. We have agreements with over 500 hospitals across Australia.
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