Other funds may charge an excess or co-payments.

An excess is the amount you agree to pay towards the cost of hospital treatment. For example if you have an excess of $500, when you’re admitted to hospital you’ll have to pay the first $500 of the hospital costs on top of anything else not covered by your policy.

Similarly some insurers charge a co-payment, which is the agreed amount you’ll pay per day in hospital. At Police Health our hospital cover has no excesses or co-payments (other than where a waiting period applies).

Helpguide

FAQ: Premium Increase

Premiums have been reviewed by the Minister for Health and will be increasing as of 1 April 2018.

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Helpguide

FAQ: How soon can I claim?

Your cover will start as soon as your application has been approved and relevant premiums are paid. 

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Helpguide

FAQ: What happens if I change my mind on my cover?

Police Health provides a cooling off period for new members or existing members who change their level of cover. 

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