Why choose Police Health?

89 years strong
Trusted by over 90,000
Most Satisfied Members**
For Members not Profit
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Unbeatable value for Police in WA

HBF Gold Hospital Elevate (Family) with a $500 Excess is 45% more expensive in WA than Police Health Gold Hospital (Family) with No Excess.*

Fund Name Police Health HBF
Product Name Gold Hospital (No Excess) Gold Hospital Elevate ($500 Excess)
Monthly Premium $336.35* $489.03*
Extra Cost of Premiums vs Police Health   +45.39%

*Premium comparisons have been calculated based on Private Health Information Statements sourced from www.privatehealth.gov.au. Comparative premiums are based on a family policy (two adults and two dependents) in Western Australia with Base Tier Australian Government Rebate applied; no Lifetime Health Cover Loading; no aged-based or other applicable discounts. Benefits paid and out-of-pocket costs may differ by healthcare provider. Police Health Limited is a restricted access private health insurer. See our website for eligibility. Premiums quoted are current as at 1 April 2024.

Join the Police Health family

We proudly offer our exclusive top-level cover to more of the policing family than ever before.

Police Officers & Employees

Current, retired or former police officers and employees of Australian state territory or federal police departments.
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Union & Association Employees

Current, retired or former employees or volunteers of police unions and associations in Australia.
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Family members

Parents, Children, Grandchildren, Siblings, Spouse / Partner (current or former) of Officers or Employees.
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Cover like no other

Hospital Cover with No Excess or Exclusions^
Up to 80% back on most Extras^
Rollover Unused Limits from prior year^
Unlimited Ambulance^

Our products

Gold Cover Combined

We've combined our top quality hospital and extras cover to give you complete peace of mind. 

  • Everything covered under Gold Hospital
  • Everything covered under Rolling Extras 
  • Additional benefits for corrective laser eye surgery^
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Gold Hospital Cover

Enjoy complete peace of mind with Gold Hospital Cover that is more affordable than our big-name competitors^.

  • No Excess^
  • No Co-Payments^
  • No Exclusions^
  • Unlimited Ambulance^
Learn more

Rolling Extras

Get better value for money with our unique Rolling Extras benefits — made with the policing community in mind. 

  • Up to 80% back at your choice of provider^
  • Rollover unused limits from the prior year^
  • Higher limits on the things you need most^
Learn more

Switching to Police Health is Easy

Join in under 10 Minutes

We make Health Insurance Simple, just choose whether you want to be covered for Hospital, Extras or Both  

We do the paperwork

We contact your old insurer and cancel your membership for you.  

No waiting periods again

You won’t need to re-serve waiting periods that you’ve already served with your old fund.

Get a quote Contact us

^All benefits may be subject to Waiting Periods, Limits and other conditions. Rollover applies once you’ve completed your first 12 months membership (2 years for Major Dental). Providers must be recognised by us. Review the cover tables on the Combined, Hospital and Extras pages, and your State Premium and Benefit Guide or contact us for more information. **Healthcare and Insurance Australia Report 2023 — independent research conducted by IPSOS.